Disclosures

This page collects the disclosures that apply to Cobalt Private Wealth and to this website. It is not a substitute for our Form ADV or for the agreements that govern a client relationship.

Registration

Cobalt Private Wealth is a registered investment adviser regulated by the Colorado Division of Securities. Registration does not imply a certain level of skill or training, and it does not mean that any regulator has approved or endorsed the firm or its services.

We provide advisory services in Colorado and in other states where we are registered or excluded from registration. If you live somewhere we are not registered or exempt, we cannot provide advisory services to you until that is resolved.

Form ADV and Form CRS

Our Form ADV Part 2A brochure and our Form CRS client relationship summary describe our services, our fees, our disciplinary history and our conflicts of interest. Both are available at no charge on request, and through the SEC’s Investment Adviser Public Disclosure site. Our firm record is at adviserinfo.sec.gov under CRD number 168453.

Custody of assets

Cobalt Private Wealth does not hold your money or your securities. Your accounts are held by Charles Schwab & Co., Inc., a qualified custodian that is not affiliated with our firm. Schwab sends you account statements directly. Please compare those statements against anything you receive from us, and call us if something does not match.

Fees and conflicts of interest

How our fees are calculated and billed is described in our Form ADV Part 2A brochure and summarized in our Form CRS. Those same documents describe the conflicts of interest that apply to our business and what we do about them. We act as a fiduciary, which means we are required to put your interests ahead of our own.

Website content

Information only

Nothing on this website is investment, tax or legal advice, and nothing here is a recommendation to buy or sell any security. The material is general and does not take account of your circumstances, your goals or your tax position. Advice comes from a conversation about your situation, not from a web page.

Not an offer

This website is not an offer to sell, or a solicitation of an offer to buy, advisory services in any state where Cobalt Private Wealth is not registered or exempt from registration.

Past performance

Past performance is not a guarantee of future results. All investing carries risk, including the possible loss of principal. No strategy assures a profit or protects against loss in a declining market.

Opinions and forecasts

Any opinions or projections on this site reflect our judgment on the date they were written and can change without notice. They are not a prediction of how any investment will perform.

Links to other websites

This site links to websites run by other companies, including our custodian and the providers of our scheduling and risk questionnaire tools. We do not control those sites and are not responsible for their content, their accuracy or their privacy practices. A link is not an endorsement.

Email and web forms

Email and website forms are not secure. Please do not send account numbers, Social Security numbers or other sensitive information through them. We do not accept instructions to buy or sell, or to transfer money, by email or through this website.

Testimonials and endorsements

This website does not display client testimonials or third-party endorsements, and Cobalt Private Wealth does not compensate anyone for referrals or reviews.

Third-party ratings

Cobalt Private Wealth is listed on directories and comparison sites operated by other companies. We do not pay for those listings, we do not control what they say, and a listing is not an endorsement or a rating of our services.

Accessibility

We want this site to be usable by everyone. It was built to meet WCAG 2.1 Level AA. If you run into something on this site you cannot use, call us at 719-332-3863 and we will get you the information another way and fix the problem.

Questions

Cobalt Private Wealth, 102 S. Tejon Street, Suite 1100, Colorado Springs, CO 80903. Phone 719-332-3863, or use our contact page.